隐私政策

卡罗莱纳农业信贷公司, we recognize your expectation of privacy and the confidentiality of your personal financial information when seeking the assistance of outside professionals to obtain credit. We have taken great care in establishing and implementing policies and procedures and have committed to an ongoing review of those policies and procedures to protect your personal and financial information.

Your privacy is a top priority in all aspects of our business. Our employees are informed of their responsibility to protect your confidential information and are 政府erned by strict standards of conduct, 哪些禁止未经授权使用您的信息. Security procedures and internal controls are also in place to protect your privacy.

在这个网站上, we collect personally identifiable information (such as name, address, (SSN),只有在特别的情况下, 和故意, 由您提供. 我们不给予, 出售, or transfer any personal information to third parties, unless required by law or under such other permissible purposes as set forth by regulation.

信息自动收集和存储

在我们的网站上, we collect and store information about your visit for security reasons, 以及网站的研究和改进. We do not track or record information about individuals and their visits. Using cookies (a file placed on your hard drive by a website that allows it to monitor your 使用 of the site), we automatically collect and store only the following information about your visit:

  • 你的互联网域名(例如,“xcompany”).com") if you 使用 a private Inter网 access account and IP address (an IP address is a number that is automatically assigned to your computer whenever you are surfing the web) from which you access our site;
  • The type of browser and operating system 使用d to access our site;
  • 您访问我们网站的日期和时间;
  • The pages you visit; and
  • If you linked to our site from another website, the address of that website.

从电子邮件和网页表格收集的信息

If you complete one of our interactive forms or submit an email through our website, your information will be 使用d as described at the point of collection. It may be seen and 使用d by Farm Credit employees but will not be provided to a non-affiliated third parties. If you are not comfortable providing the requested information via email or web forms, 请拨打800与我们新版ued官网app.951.3276, or by writing to us at 石泉路636号, 格林维尔,北卡罗来纳州27834.

We will not obtain personally identifying information about you when you visit our site unless you choose to provide such information to us. We limit the 使用 and collection of such information to that which is necessary to maintain and administer financial 服务, 提供优质服务, and offer new 产品 and 服务 that may be of benefit to you. If, 出于某种原因, you would like to be removed from our distribution list, please contact us at the number or address indicated above, 或通过我们的信息请求表格与我们新版ued官网app.

We may 使用 third party suppliers and/or service providers to facilitate our 服务. 例如, we may outsource one or more aspects of our site to a supplier or service provider who performs 服务 according to our requirements. In all cases we restrict how these suppliers or service providers may access, 使用, 或者泄露你的信息. 在一般情况下, we do not permit these suppliers or service providers to retain, 向第三方披露或出售您的信息.

安全,入侵和检测

Data encryption - If you are using a security-enabled browser (such as Microsoft Inter网 Explorer version 2.1或更高版本,或Netscape Navigator版本2.0或更大), 您提供给我们的信息是加密的, 使其极难阅读, 即使它被错误地截获. Our website 使用s industry-standard Secure Sockets Layer (SSL) technology to allow for the encryption of potentially sensitive information such as your name and address and critically sensitive information such as your social security number or account number.

For website security purposes and to ensure that this site remains available to all 使用rs, traffic on the site is monitored to identify unauthorized attempts to upload or change information or ca使用 damage. Unauthorized attempts to upload or change information on to this website are strictly prohibited and may be punishable under the law.

第三方网站链接 & 儿童在线隐私保护法案

We may provide links to independent websites maintained by various federal agencies or other organizations, 完全是为了客户的利益. These other sites may have their own privacy notices and policies, 哪些是我们无法控制的, 因此,我们的隐私声明中没有提及. Our privacy notice only addresses our activities and our website. 同时我们尽最大努力为您提供有益的, trustworthy resources; we do not endorse, 批准, 或保证:信息, 产品, 服务, or recommendations provided at any of the sites to which we have provided links.

We are neither responsible for the content or accuracy of any of these links, nor are we responsible for any loss or damage of any sort resulting from the 使用 of a link or any linked websites. We are not liable for any failure of 产品 or 服务 advertised or provided on these linked sites. 我们以“现状”为基础提供这些链接.

When you visit a linked website by using the link on our site, you will no longer be protected by our privacy notice or security practices. You should always familiarize yourself with the privacy notice and security practices of any website you visit.

This website is neither directed at children under the age of 13, nor do we collect any personally identifiable information from children under the age of 13. If a parent or guardian becomes aware that his or her child has provided personal information without their consent, then he or she should promptly inform us through one of the methods described in the contact section below, and we will 使用 reasonable efforts to comply with the request. For more information on the Children’s Online Privacy Protection Act (COPPA), visit www.联邦贸易委员会.政府.

Guidance for Our Customers Against E-Mail and Inter网-Related Fraudulent Schemes

与电子邮件及互联网有关的诈骗计划, 例如“phishing”(发音为“fishing”), 是否越来越频繁, 创造力, 和强度. Phishing involves the 使用 of seemingly legitimate email messages and websites to deceive consumers into disclosing sensitive information, 例如银行或贷款账户信息, 社会安全号码, 信用卡号, 密码, 及个人识别号码. The perpetrator of the fraudulent e-mail message may 使用 various means to convince the recipient that the message is legitimate and from a trusted source with which the recipient has an established business relationship. Techniques such as a false "from" address or the 使用 of seemingly legitimate company logos, weblinks and graphics may be 使用d to mislead e-mail recipients.

在大多数网络钓鱼计划中, the fraudulent email message will request that recipients "update" or "validate" their financial or personal information to maintain their accounts and direct them to a fraudulent website that may look very similar to the website of the legitimate business. These websites may include copied or "spoofed" pages from legitimate websites to further trick consumers into thinking they are responding to a bona fide request. Some consumers will mistakenly submit financial and personal information to the perpetrator who will 使用 it to gain access to financial records or accounts, commit identity theft or engage in other illegal acts. If you believe you have received a phishing email or have questions about a suspicious email that appears to be from 卡罗莱纳农业信贷, please follow the instructions below in the “Reporting Suspicious or Fraudulent Communications and Transactions” section of this notice.

Ways We Are Working to Protect Your Information from Fraud and Identity Theft

  • We will never send e-mail messages that request confidential information, 例如帐号, 密码, 或针.
  • 我们将努力通知互联网服务提供商, 域名签发公司, and law enforcement to shut down fraudulent websites and other inter网 resources that may be 使用d to facilitate phishing or other email and inter网-related fraudulent schemes directed towards our customers.
  • We maintain suspicious activity monitoring and employ additional identity verification controls.
  • We will offer our customers assistance when fraud is detected in connection with customer accounts.

Additional Tips on Protecting Yourself from Fraud and Identity Theft

  • The safest approach to is to immediately delete emails from unknown sources, 在打开邮件之前.
  • 避免点击未经请求的电子邮件中的任何链接, particularly emails that ask (either directly or by pointing to a website) for personal, 财务或身份信息. 而不是, directly type the website destination into your browser, 使用受信任的书签来验证站点, 或者直接登录您的账户.
  • Always access our website by using a trusted bookmark of our site or by directly typing our website address into your browser.
  • Check to ensure you have typed the address correctly before providing personal information on the site.
  • 使用数码银行, check to ensure that the padlock icon appears in your browser's status bar. It indicates that your information is secure during transmission.
  • When you click on the DigiCert Secured logo on our 电子银行 log-in page, 它会把你带到一个显示“在线”的网站.farmcredit.网" is a DigiCert Secure Site and should display the following information:
加密的网站在线.farmcredit.网
组织名称农业第一农业信贷银行
位置验证美国南卡罗来纳州
TLS / SSL证书7月到期:01 - - 2023
证书类型DigiCert SSL证书
登记确认
Address确认
电子邮件地址确认
域所有权确认
保证水平200万美元
  • 如果你收到一封警告你的邮件或短信, 很少或根本没有通知, that an account of yours will be shut down unless you re-confirm your billing information, 不要回复, 或者点击, 在电子邮件或文本的链接上. 而不是, contact the company cited in the email using a telephone number or website address you know to be genuine.
  • You may also wish to contact your inter网 service provider for support in blocking emails or subscribing to a spam or junk email filter they may offer.
  • Ensure your home computer has adequate anti-virus software and remember to update it frequently.

Reporting Suspicious or Fraudulent Communications and Transactions

You should promptly report suspicious activity or email communications to the Federal Trade Commission (FTC). 将实际收到的电子邮件发送到 uce@联邦贸易委员会.政府. If you believe you've been scammed, file your complaint at 联邦贸易委员会.政府,然后访问联邦贸易委员会的身份盗窃网站 联邦贸易委员会.政府 / idtheft to learn how to minimize your risk of damage from identity theft.

If you receive a suspicious message that appears to be coming from us, or discover a potentially phony 卡罗莱纳农业信贷, ACA网站, 请拨打800通知我们.951.3276 or contacting us via our Information Request form so that we may take appropriate action.

如何联络我们

You may contact us using any of the following contact options or by visiting our nearest office location.

在美国免费电话.S.: 800.951.3276

Webform: http://g0.ruiled.net/loan-options-Services

邮局的邮件:

卡罗莱纳农业信贷

石泉路636号.

格林维尔,北卡罗来纳州27834